Micro-finance to poor – a wonderful solution to help poor to emancipate themselves from poverty & backwardness, conceptualized by Muhammad Yunus of Grameen Bank. [Read few thoughts on his book about his Grameen journey] Many know after its success in Bangladesh. The model is replicated in many countries including in India. Banks in India tried [...]
Entries Tagged as 'Opinion'
Are politicians short sighted?
November 26th, 2010 · No Comments · Opinion
Tags:AP·government·interest rate·lending·market·microfinance·regulation·SKS·Yunus
Memory Black Hole
November 24th, 2010 · No Comments · Opinion
When I read the news that LIC Housing finance & few PSU banks involved in a housing scam, I was bit shocked. There was no clarity in the media till this evening, when CBI announced the actual details. The stock market had tanked a lot. It had a free fall yesterday on Korea attacks. Now, [...]
Tags:market·politicians·scam
Poor participation – Indian stock market
August 19th, 2010 · 2 Comments · Opinion
In one of my earlier posts, I mentioned : In our country, only 1.5% of total population has demat accounts and far less than that figure are active. We have been told that our country men are one of the highest savers of money in the world. If so few demat accounts (few investments) and [...]
Tags:elliot wave·investor·market·stocks·trader·wealth
A simple thought on Personal Finance opportunity
July 12th, 2010 · 1 Comment · Opinion
Moolah is becoming more important these days. It dominates the mindspace of both men & women alike. How much money sufficient for the future? How much money to be saved with our current salaries? Buy house or property. Children’s studies and so on… And we see raising salaries (read disposable income) and raising cost of [...]
Tags:Bank·demat·FD·finance·goals·IFA·personal·PF·saving
Telcos at receiving end?
May 28th, 2010 · No Comments · Opinion
The 3G post continues. The mammoth 67 k odd crore rupees (approx $15 billion) exceeded A Raja’s expected figure. Although it is good news for the government, but not for for telcos. Really, its tremendous stress on telcos. They had honeymoon days with 2G auctions earlier and now as they are in post-honey moon phase, [...]
Tags:3G·auction·India·Opinion·spectrum·telcos
3G auction : a windfall for government?
April 28th, 2010 · No Comments · Opinion
For many eyes, it looks like Government would make a windfall of more than expected Rs. 35,000 crores from ongoing 3G auction. A. Raja’s projection of Rs. 50,000 crores, if materializes, might make him super minister overnight, overriding his image made up of much controversial 2G license auctioning. Sure, government would be happy. Minister would [...]
Tags:3G·4G·auction·India·mobile·telcos·Telecom
3G muses
April 12th, 2010 · No Comments · Opinion
A decade ago, when UK government auctioned 3G spectrum, it had reaped a whopping $35 billion dollars (around INR 150,000 crores in today’s money). This was considered huge success after a poor auctioning of 3G licenses in US and New Zealand in that period. In fact, UK auctioneers, after seeing the scarce resource going so [...]
Tags:3G·auction·Economy·Telecom
Embrace or extinguish
October 3rd, 2009 · No Comments · Opinion
I read an interesting TOI article today. It talks about how Indian businessmen and other businessmen around the world finding cultivable lands in countries like Ethiopia, Namibia, Argentina and growing oil seeds and other commodities to help their native countries in cases of shortages and also making a new wave of export businesses. Fascinating to [...]
Tags:business·internet·medium·model·news·newspaper·online·Opinion
Talking to BrainVilla’s founder
September 22nd, 2009 · No Comments · Opinion
Today, I had a chance to meet an entrepreneur, who until recently was my supervisor-like. He recently bootstrapped a book and toy lending venture, BrainVilla. This start up is kinda unique one, in the sense, it not only rents & sells books, which other companies like librarywala.com, flipkart.com does, but also rents toys. Interestingly, he [...]
Tags:Books·business·Entrepreneur·founder·startup·toys
‘Hurry up kid, you need to catch up with Indians’
June 28th, 2009 · No Comments · Opinion
America is nervous about its future generation. It thinks its future generation is not equipped enough like that of India’s and China’s in the area of education to face new dynamics of 21st century. This is some kind of irony. Here, in India, there is huge hue and cry about poor educational system and the [...]